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How to Live a Conscious Life or At Least Save Money

Author: Helen Whelan

As we move forward in the New Year, it takes a lot of vigilance to stay focused and move toward…not drift away from our goals and what we want. Sometimes we don’t have clarity on what action to take to move towards our goals. We need thinking time or exploration time but instead we sedate ourselves, avoid our feelings and what? Shop of course!conscious living and shopping

Besides draining the bank account, what’s worst is we spend so much time online or in stores, searching or trying to make the best decision on what shoes to buy or what camping gear to get. We think we’re smart by figuring out the best, latest, greatest tech gear. But, what does this all mean besides wasting time?

Robert A. Murphy wrote this incredible story for LifeHacker.com, What I learned from a Six Month Spending Freeze about the short-term emotional benefits shopping provided:

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Millennials and the Holiday Spirit

Author: Rosemary and Phyllis

Although it may be the holiday season, as far as presents go that doesn't mean a whole lotmillennials and giving to Millennials. Like so many other issues, they have their own ideas about gift giving. Apparently what they want is cash, mostly to pay down college costs and other debt.

So much for the negative stereotype that those born between 1980 and 2000 are lazy and have a sense of entitlement. Millennials are laboring under a collective $1 trillion in debt from student loans and still struggling to find jobs. Yet a survey of 6,500 members of the so-called 'Me Generation' indicates that last year well over half of them made donations to charitable causes and volunteered their time.

Money is but one venue for generosity. Kindness is an even more valuable currency. Alan Cohen, author

As the parents of Millennials, no matter what Christmas gifts you're giving this year, you probably want to spend holiday time with family. Here are ideas for you and your Millennials that include the spirit of giving back: Read More

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Navigating Sudden Change and Your Reaction

Author: Rosemary and Phyllis

Remember playing car-racing games at the arcade, trying to stay on the virtual road while going as fast as you can? In those videos, sharp curves keep switching and obstacles suddenly appear, causing you to crash and burn if your reactions aren’t fast enough.

It may be fun to play a game, but what about when life itself mirrors this wild ride? Whether you're actually on a dangerous road or navigating the twists and turns of life, you don't always get advance warning of the risks ahead. When these do occur, they can put your carefully orchestrated plans in jeopardy.navigating setbacks and change

Do these unforeseen hazards sound familiar? You've just gotten your finances under control when you bite down on a hard candy and break a tooth. How will you fit the cost of a crown into your budget now? Or you've worked hard to make your new exercise routine a habit but, over-doing it, you tear a muscle that will take months to heal. So now you're back on the couch, trying to recover. And the diet you carefully followed after the holidays was derailed with the arrival of your weekend guests. Will you be able to get back on track once they leave?

If you find yourself in the midst of a constant stream of challenges that threaten to overwhelm you, you may be looking to tone down the level of your emotions and reactions. Here are some ways to begin:  Read More

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