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Yes, You Can Get Affordable HealthCare in 2018

Written by Helen Whelan

pen enrollment for Affordable Care Act insurance, known as Obamacare, starts November 1st and ends December 15th.   While there's been so much confusion because of efforts by Republicans and President Trump to dismantle this healthcare, we thought we'd provide facts so that you or folks you know have the resources to buy inexpensive insurance next year.ACA.5factstogetcovered

Remember, if you don't buy this insurance, you'll pay a minimum of $695 in tax penalties.  You might as well use that money to buy insurance for yourself and/or your family. In fact, you might wind up getting health insurance for free!  In New York, most people can find a plan for as little as $50 a month or even free. Eight out of 10 people who buy insurance through the New York State of Health site get substantial financial help to pay their insurance. According to the New York Times, which recently wrote "Yes, You Can Still Enroll in Obamacare":

Regulators in Florida and New York said that residents of those states who qualified for the most generous subsidies could see lower prices next year, depending on which plan they buy. In some places, the least expensive plans could become free after customers apply their subsidies. 

Here are resources to get the help you need:

  • Free 24 x 7 call center:   800-318-2596  You will get personal assistance and help filling out the forms.   
  • GetCoveredAmerica.org: When you go to this website, put in your zipcode and it will tell you where you can go to get one one one assistance to fill out your insurance.
  • HealthCare.gov: November 1st to DECEMBER 15th you can sign up.  DECEMBER 15th is the LAST day you can apply for insurance for the next year. (Some states that have their own exchanges, like New York, have extended that date). If you are in New York, use the New York Health Exchange.
  • OFA:  This is a resource where you can find out how much the government will pay toward your health insurance. You will also learn what information you need to bring to enroll.
  • If you already have insurance, it's a good idea to look at all your options for 2018.  You may get a BETTER deal.   

If this isn't enough to convince you, what would that broken arm, really bad bronchitis or flu cost you or your family?

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